1087 Finlay St, White Rock BC - Single Family Residence for Sale - MLS# R3135142

$2,675,000
Est. Mortgage $11,834/mo
6 Beds
7 Baths
5694 sqft
470 $ /sqft
2007 built
$2,675,000
Est. $11,834/mo with 20% down
Dan Marusin
Dan Marusin
Renanza Realty
778-918-5990
Award-Winning REALTOR® with 11+ Years of Experience Serving Greater Vancouver
Go See This Home Now

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Property Details for 1087 Finlay Street

STUNNING 6 BEDROOM 7BTH OCEAN VIEW HOME with expansive 5,700 square feet of amazing living area. Elevator! Tucked at the end of a private street with only one neighbour, this property delivers the pinnacle of White Rock lifestyle, showcasing breathtaking panoramic ocean & mountain views. The upper level is ideal for hosting, with beautiful sundecks, automated retractable awning, & an open concept layout that flows seamlessly to the outdoors. The main floor presents a smart layout where every bedroom features its own ensuite, plus a grand primary suite serving as a peaceful sanctuary with walk in closet and spa like ensuite. Captivating ocean outlooks across the water and coastline! 4 levels of luxury living including theatre room & wet bar. 2BR Legal suite perfect for Air B & B revenue.

Interior Features

Basement Finished Area (sqft) 1643
Basement Features Full
Appliances Included Washer/Dryer, Dishwasher, Refrigerator, Stove
Interior Features Elevator, Guest Suite, Storage, Central Vacuum, Wet Bar
Fireplace 3
Heating Type Electric, Natural Gas
Cooling Central Air
# of Kitchens 2
Flooring Hardwood, Tile, Wall/Wall/Mixed
Foundation Concrete Perimeter

Exterior Features

Exterior Features Balcony
View Description Stunning Ocean & Mountain View
Roof Torch-On
Structures Residential Detached

Building Details

Price $2,675,000
Total Bedrooms 6
Total Bathrooms 7
Full Bathrooms 6
Half Bathrooms 1
Floor Area Total (sqft) 5694
Year Built 2007
Age Of Building 19
Building Type Single Family Residence
Property Type Residential
Stories 3
Building Amenities Sauna/Steam Room
Ownership Type Freehold NonStrata
Community Features Shopping Nearby
Amenities Nearby Sauna/Steam Room
Utility Type Electricity Connected, Natural Gas Connected, Water Connected
Utility Sewer Public Sewer, Sanitary Sewer, Storm Sewer
Water (WaterSource) Public
Parking Type Additional Parking, Garage Double
Total Parking Spaces 2
Rental Suites Legal Suite

Lot & Land

Lot Size 6264
Lot Size Depth Feet
Lot Size Frontage 56
MLS® # R3135142
Area South Surrey White Rock
Neighbourhood White Rock
City White Rock
Postal Code V4B 4K7
Gross Taxes $14,012.54
Zoning RES

Property Timeline

Status Date Price
R3135142 / Active 06-11-2026 $2,675,000
R3126183 / Terminated 05-20-2026 $2,750,000
R3110650 / Terminated 04-13-2026 $2,750,000
R3081347 / Terminated 01-20-2026 $2,950,000
R2839955 / Sold 07-29-2024 $3,288,000
Rooms
Floor Type Dimensions
Above Level Living Room 18'2 x 18'2 ft
Above Level Dining Room 18'7 x 18'7 ft
Above Level Kitchen 15'10 x 15'10 ft
Above Level Pantry 4'9 x 4'9 ft
Above Level Eating Area 18'2 x 18'2 ft
Bathrooms
Floor Ensuite Pieces
Above Level No #2
Main Level Yes #5
Main Level Yes #3
Main Level Yes #3
Below No #4

Listed by: Macdonald Realty (White Rock)

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS® which assumes no responsibility for its accuracy.

Map & Neighbourhood

Public Schools

Elementary
White Rock Elementary School
0.79 km
Secondary
Earl Marriott Secondary School
1.17 km

Information includes BC Government Open License data; school details change often and are offered solely as general guidance.

Private Schools

Elementary, Secondary
Eaton Arrowsmith School White Rock
1.37 km
Elementary, Secondary
Eaton Arrowsmith School White Rock
1.37 km

Closest Transit

Bus Stop
Eastbound Buena Vista Ave @ Maple St
0.25 km
Skytrain
Skytrain @ Clayton Station ( Under Construction till 2029)
13.02 km

Crime Rate

Total Crime Rate
Above Average
Violent Crime Rate
Average
Property Crime Rate
Above Average

Demographics

Post-Secondary Education
Average
27%
No Certificate/Degree
Below Average
7.3%
Owner Occupied
Below Average
53.4%
Employment Rate
Below Average
45.3%

Noise/ Power Lines

Road/Hwy Noise
Possible
Railway/Sky train Noise
Unlikely
Airport/Port Noise
Unlikely
Close to major Power Lines
Unlikely

Other

Agricultural Land Reserve (ALR)
Unlikely
Flood Area
Unlikely
Close to Cemeteries
Unlikely

Sell Speed & Competition

48 / 100
Overall sell-speed score
Moderate pace expected
B
Price competition grade
Avg comparable: $2,675,000
Market conditions
Market conditions unavailable
Flood Risk (FEMA/BC)
Unlikely — not in floodplain
Railway / Skytrain noise
Unlikely — 13.02 km from station
Road / Highway noise
Possible — major road nearby
Airport noise (YVR)
Unlikely
Power lines proximity
Unlikely
ALR (Agricultural Land Reserve)
No — not in ALR
How WHITE ROCK compares
This property
29 DOM
Listed
White Rock avg
White Rock avg

1087 Finlay Street has a sell-speed score of 48/100, placing it in the "Expected to sell at a moderate pace" band. The listing is priced in line with comparable active properties in White Rock. Based on these signals, EstateBlock predicts this listing is may take several weeks to attract serious offers.

Climate Risk for V4B 4K7

Natural hazards vary by location and can change over time. The following provides a summary of potential impacts to this area, postal code V4B 4K7, over the next 30 years. Projections use the 2041–2070 period (2050s) under a moderate emissions scenario (SSP2-4.5).

Flood Lower Risk

Outside of designated flood hazard zones. Under 10% of buildings in this area have flood risk over the next 30 years.

Fire Low

Located within the "Vancouver" WUI zone (Risk Class 5 — Low). Based on BC Wildfire Service provincial WUI Risk Class mapping; not a site-specific assessment.

Air Quality A / Excellent

Annual avg PM2.5 4.6 µg/m³ — meets WHO 2021 guideline (BC ENV 2024). Nearest station: Surrey East, Surrey (~14.2 km). Annual avg AQHI 1.8 — Low Risk.

Heat Low

White Rock currently sees ~0 days above 30 °C per year (1981–2010 baseline), projected to rise to ~5 by the 2050s (SSP2-4.5 moderate emissions). Hottest day of the year: ~29.3 °C baseline, ~31.8 °C projected. Tropical nights (>18 °C): ~0 baseline, ~1 projected.

Precipitation Increasing

Annual precipitation ~1323 mm (1981–2010 baseline), projected ~1376 mm by the 2050s. Extreme 1-day rainfall: ~46.4 mm baseline, ~51.1 mm projected. Values vary modestly across the Lower Mainland.

Drought Stable

Longest annual dry spell (consecutive dry days): ~25 days baseline, ~26 days projected for the 2050s. CDD is used as a regional drought proxy; drought risk varies modestly across the Lower Mainland.

Nearby Restaurants, Cafes & Shops

Schools NearBy

School Type Grades Served Catchment Info Rating Distance
Schools Near 1087 Finlay Street

Walkability & Transit Near 1087 Finlay Street

Walk Score Badge
Car-Dependent 80

Walk Score - Very Walkable

Most errands can be accomplished on foot
Transit Score Badge
Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus
Bike Score Badge
Somewhat
Bikeable
35

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

Mortgage Calculator for 1087 Finlay Street

/month
Principal & Interest
Property Taxes $1,168
Maintenance fee 0
A 20% down payment of $535,000 on this $2,675,000 listing yields an estimated mortgage of $10,217/month (30-year fixed, 4%). Total estimated housing cost: $11,385/month, $1,168 property tax.
or Call 778-918-5990
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.
Listing data last synced:

Investment Cashflow Calculator

/month
Mortgage Payment
Monthly Payment
Break Even Down Payment 0%
Cap Rate
Cash on Cash
With $7,361/month in estimated rental income against $11,607/month in mortgage payments, the monthly cashflow is -$4,246/month. A 54% down payment would reach break-even.
All figures are informational estimates by EstateBlock.com; actual mortgage payments and insurance rates vary by many factors.

Price vs Neighbourhood Average — White Rock, White Rock

Beds Home Types Square Feet Lot Size Year Built
This Home $2,675,000
White Rock Loading...
White Rock Loading...

Based on 2 comparable active Single Family Residences in White Rock, the average asking price is $2,686,500. This listing is priced 0.4% below the neighbourhood average.

Data is based on list prices of similar active listings. This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy

Listing Agent & Brokerage

Dan Marusin
Dan Marusin
Renanza Realty
778-918-5990
Award-Winning REALTOR® with 11+ Years of Experience Serving Greater Vancouver

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Walkability & Transit Near 1087 Finlay Street

Walk Score Badge
Car-Dependent 80

Walk Score - Very Walkable

Most errands can be accomplished on foot
Transit Score Badge
Some Transit 0

Transit Score - Minimal Transit

It is possible to get on a bus
Bike Score Badge
Somewhat
Bikeable
35

Bike Score - Somewhat Bikeable

Minimal bike infrastructure

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