What are the closest top-rated schools to 174 Victoria Street, Salt Spring Island, BC?

The closest top-rated schools are Salt Spring Centre School and Duncan Christian School.

What is the estimated monthly mortgage and strata fee for 174 Victoria Street, Salt Spring Island, BC?

With a standard down payment, the estimated monthly mortgage is approximately $2,700.

174 Victoria St, Salt Spring Island, BC

Discover a rare opportunity to own two adjacent lots totalling 0.5 acres in a family-friendly neighbourhood on Salt Spring Island. Whether you're looking for multi-generational living, an investment opportunity, or a chance to live next to close friends, this property offers incredible flexibility with the potential to construct one or two homes. Enjoy stunning ocean views and sunrises over Trincomali Channel, with plenty of space for gardening and outdoor living. A charming bunkie provides a cozy retreat - perfect as a studio, office, or creative space. Outdoor enthusiasts will love the nearby beach access and boat launch. Just minutes away, Fernwood offers excellent local restaurants, an elementary school, and a community dock. Bring your vision and make this unique property your own!

General Info

Price $450,000

Total Bedrooms -

Total Bathrooms -

Half Bathrooms -

Floor Area Total (sqft) -

Lot Size 21780

Lot Size Depth Feet

Lot Size Frontage -

Basement Features -

Property Metrics

Year Built -

Age Of Building -

Building Type -

Property Type Land

Stories -

Building Features -

Structures Land Only

Additional Details

MLS^® # R2980130

Building Name -

Area Islands-Van. & Gulf

Neighbourhood Salt Spring Island

City Salt Spring Island

Postal Code V8K 1P3

Price per Sqft -

Gross Taxes $1,256.12

Ownership Type Freehold NonStrata

Maintenance Fee -

Fixtures Included -

Heating & Cooling

Fireplace -

Utilities

Utility Type Sanitary Sewer Septic Tank, Storm Sewer Not Available, Electricity Available, Natural Gas Not Available, Phone Nearby, Cable Available

Water (WaterSource) Well Drilled

Parking

Total Parking Spaces -

Listed by: Royal LePge Duncan Realty Salt Spring Island & TRG The Residential Group Realty

NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Greater Vancouver REALTORS^® which assumes no responsibility for its accuracy.

Neighborhood & Transit Info

Private Schools

Elementary
Salt Spring Centre School: 1.63 km
Elementary, Secondary
Duncan Christian School: 13.89 km

Closest Transit

Bus Stop
Fulford-Ganges Rd at Blackburn Rd (SB): 2.34 km
Skytrain
Skytrain @ Brighouse Stn: 47.57 km

Crime Rate

Total Crime Rate: Below Average
Violent Crime Rate: Average
Property Crime Rate: Low

Demographics

Post-Secondary Education: Above Average; 33.6%
No Certificate/Degree: Below Average; 10.2%
Owner Occupied: Below Average; 46.7%
Employment Rate: Below Average; 41.8%

Noise/ Power Lines

Road/Hwy Noise: Unlikely
Railway/Sky train Noise: Unlikely
Airport/Port Noise: Unlikely
Close to major Power Lines: Unlikely

Other

Agricultural Land Reserve (ALR): Unlikely
Flood Area: Unlikely
Close to Cemeteries: Unlikely

Estimated Mortgage Calculator

Down Payment Percent

Home Price

Down Payment

Interest Rate

Loan Type

/month

Principal & Interest

Property Taxes $105

Maintenance fee 0

Based on a 30-year fixed at 4% interest with 20% down ($90,000), the estimated monthly payment for this listing is $1,824/month — $1,719 principal & interest, $105 property tax.

All figures are informational estimates by Estateblock.com; actual mortgage payments and insurance rates vary by many factors.

Listing data last synced: Apr 22, 2026

Estimated Cashflow Calculator

Down Payment Percent

Property Tax (Monthly)

Basic Insurance Cost

Rental Income

Down Payment

/month

Mortgage Payment

Monthly Payment

Break Even Down Payment 0%

At an estimated rental income of $1,890/month, this property runs a $9/month shortfall after mortgage and carrying costs. Break-even requires approximately 21% down.

All figures are informational estimates by Estateblock.com; actual mortgage payments and insurance rates vary by many factors.